Cura Well Plan

Denial Appeal Packet · Paid service

Claim denied? We build your appeal packet.

For denied claims of $3,500 or more, we turn your denial letter, Explanation of Benefits (EOB), and records into a finished appeal packet. You get organized documents that address the insurer's stated reason for saying no.

Start my packet

We reply within one business day.

Clear pricing

$349

Internal appeal packet

Prepared for the appeal you send to your insurer.

$599

If it goes to external review

Prepared for an independent review, where your plan and denial qualify.

This service is for denied claims of $3,500 or more.

Best Price Promise: find a lower price for a similar done-for-you service and we will beat it.

See the Denial Appeal Packet Terms.

This is a paid document preparation service, separate from free Ask Cura. This form starts a conversation. It does not take payment or submit an appeal.

One flat fee, no share of your recovery

Some medical billing advocates charge a percentage of the savings or recovery, while attorneys may charge by the hour. Fees and services vary, so ask for a written quote and compare what is included. This packet is document preparation, not legal representation or a full advocacy service.

Our packet is one flat fee. We take no percentage, so you keep every dollar you win back.

A finished packet, ready for your next step

  • Appeal letter

    Written to the insurer's stated denial reason, using the records you provide.

  • Deadline sheet

    Your appeal windows in one place, based on your denial letter and plan documents.

  • Indexed evidence appendix

    Your supporting records organized and labeled so the reviewer can find them.

  • Submission and follow-up checklist

    What to send, how to keep proof of submission, and what to follow up on.

What is in your appeal packet

  • Appeal letter written to your insurer's exact denial reason, built from your documents, not a template

  • Deadline sheet: your internal appeal deadline, your external review deadline, and what happens at each stage

  • Evidence appendix: your denial letter, explanation of benefits, and records, indexed and labeled the way a reviewer expects to see them

  • Submission checklist: exactly where and how to send it, and how to prove you sent it

  • Follow-up tracking: we track the deadlines with you and tell you the next move when the insurer responds

Why Cura is different

  • A person reviews your case. Letter generators hand you a form letter in five minutes. We read your denial letter, your explanation of benefits, and your records before anything is written.

  • Built from your documents only. Nothing is invented, no made-up facts, figures, or deadlines. If something is missing, we tell you what to get.

  • One flat fee, no percentage. Billing advocates typically charge a percentage of what you recover (commonly cited at 20 to 35 percent) or hourly rates, and attorneys typically charge several hundred dollars an hour. With us you keep every dollar you win back.

  • We stay with you after you file. Deadline tracking and next-step guidance, not a download and goodbye.

  • From the people behind Cura, the free site that answers your health questions while you wait. We are not a law firm; this is document preparation and organization, not legal advice.

How it works

  1. 1

    Send your documents

    Start with the form below. We reply with the next steps for providing your denial letter, EOB, and supporting records.

  2. 2

    We build the packet

    We prepare the appeal letter, deadline sheet, indexed evidence appendix, and checklist from your records.

  3. 3

    You submit, we track deadlines with you

    You send the packet to the insurer or review organization. We help you keep track of the appeal windows and follow-up steps.

We are not lawyers and this is not legal advice. We prepare and organize your appeal documents from the records you provide.

We cannot guarantee an approval or extend an insurer's deadline. Deadlines vary by plan. Check your denial letter for the exact dates, and contact your insurer promptly if a deadline or urgent care decision is close.

Start your Denial Appeal Packet

This service is for denied claims of $3,500 or more.

For denied claims of $3,500 or more.

Your details are sent to Cura's team to respond to this request. Please do not include medical records, insurance member IDs, or payment details here.

Starting a packet means you agree to the Denial Appeal Packet Terms.

Guides for your next step

Not sure what the bill or explanation of benefits is saying? Start with Bill Help or use Cura's medical bill and EOB explainer.

Want to understand the denial first?

Ask Cura

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